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July 18th, 2009
Health Guardz
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First I want to tell you that it is very important to have health insurance, because if you'll have to go to hospital you'll have to pay around $20,000.I can't tell you which is the best, but i know a company that offer me big discount.You can try them.They are great.
http://CheapInsurance.Tk
I've read part of it. You forgot page 30, section 123 about the GOVERNMENT committee that decides patient treatment and page 59, lines 21-24 that gives the GOVERNMENT direct access to our bank accounts for electronic fund transfer and page 425, lines 4-19 where it talks about the advance care planning consults that are mandatory.
How is it the GOVERNMENT'S business about my living will/power of attorney/treatment? What gives them the right to say that a 40 year old has more worth than a 65 year old?
This is really scary! No wonder it only has a 43% approval. It's a dangerous scam!
New York law requires insurance companies to charge everyone in any particular place from age 19-64 the same price. This means that if they were to offer you insurance for less than $250 per month, then they would have to offer it at the same price to customers who were 64, in horrible health, and in need of millions of dollars of treatment, so they would lose money. Unfortunately, the only solutions are (a) move to another state, or (b) get a job with a company that provides insurance to its employees.
Genesis 11 (the Tower of Babel) makes no indication as to whether God saw building the tower as good or bad. "They said, 'Now let's build a city with a tower that reaches the sky, so that we can make a name for ourselves and not be scattered all over the earth.'" (Gen. 11:4) is the only verse that seems iffy. Reaching the sky could mean man trying to get closer to (or becoming higher than) God or it could just mean really tall so people can see it (similar to the purpose of a lighthouse).
For all we know, mixing the languages could have been God's way of showing the people that division can't accomplish anything. The story of the Tower of Babel might not be an example of man's rebellion, but just an explanation as to why there are different languages as well as a lesson that unity can accomplish great things (and accomplishing great things doesn't mean it'll destroy a person's faith).
That being typed, regardless of interpretation, I think you have a point. Even if there *has* be to some kind of debate as to which religion is correct, in the very least solve the world's economic, environmental, etc. issues. Setting differences aside won't undermine a person's religious affiliation.
You're not going to be able to purchase an individual policy that will cover your wife's current pregnancy. Even if you buy a policy with a maternity rider, the waiting period will keep this pregnancy from being covered.
You have 2 options if you want your current pregnancy to be covered by insurance – keep the policy that you have, or find a job with a new employer who offers benefits.
I don't mean to be the bearer of bad news, but that's just the way that it is. Your options are limited when your wife is already pregnant.
Also – be careful on the HSA option that others have suggested. If the policy doesn't cover the pregnancy, then whatever you pay out WILL NOT count towards your deductible. Only *covered services* count towards the deductible on a health insurance policy.
If you purchase a $5000 deductible HSA plan that excludes maternity, your deductible WILL NOT be met even if you pay $5000 cash out of pocket for the maternity. Once again, only covered services count towards the deductible on an insurance policy…doesn't matter what you pay out of pocket on something if its not a covered service. Just be very, very careful and make sure you make an informed choice if you decide to go the HSA route to try to get coverage for this pregnancy.
I do not agree with your unacceptable part! If President Obama was really concerned about health care reform, he would have talked about Tort Reform!! But then he would have alienated almost every Democratic Lawmaker, since they are MOSTLY lawyers. Instead of choosing a REAL debate on health care, he chose politics instead of integrity! He is not leadership skills that we need for this type of debate. So, your argument is based on half–truths… Medicare & Medicaid are destroying Gov't finances. Universal health care was tried in Hawaii (I believe for children) and failed because it cost too much. Why did not Gibbs bring this up during one of his press conferences. If people need free health care, they can always join the military!! But, in order to have this debate, we need more information and not so many special interest groups like the lawyers that Obama happens to be one!!